Tired of jumping through auto financing hoops? See how easy applying for credit can be with Cooper Kia

At Cooper Kia, we've always held on to the simple belief that car shopping can be fun. And once you see all the fresh new Kia models for sale at our Yorkville, NY dealership, we think you'll agree with us. However, we've noticed that when it comes to actually enjoying your car shopping experience, finding a car you love is fun, but going through financing can be a real hassle at some car dealerships, particularly if you have to apply for credit. Tedious and time-consuming, going through the credit application process can really take the fun out of finding your next car, but it doesn't have to.

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Use our secure application to apply for an auto loan. Once our financial experts receive the information you provide, they will help you obtain financing to purchase your next vehicle.


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At our Kia dealership near Utica, we've taken the hassle out of applying for credit by putting the application right here on our website. So, rather than driving around to dealerships from New Hartford to Rome, NY to apply in person, you can shave a significant amount of time off your shopping experience by applying through a simple and secure online form from the comfort of your own home or office.

Once you've applied for credit online, you'll be free to pay a visit to our Yorkville, NY Kia dealership at your earliest convenience, where our team members will be ready and waiting to present you with a compelling array of financing options. Whether you're interested in leasing a new Kia or want to secure financing on some of the compelling pre-owned models at our dealership, we'll gladly work with you to find the best financing solution for your budget. So, don't hesitate to apply for credit online today and see why many of your friends and neighbors love shopping with us here at Cooper Kia.

Financing or Leasing Your New KIA Is Now Made Easy

Buying a new car, truck, or SUV should not be a difficult process. In fact, it should be exciting. Once you visit Cooper Kia, you will encounter many different KIA models to choose from. It will not take you long to find just the perfect one for you and your family. As soon as you have done that, it is time to decide how to pay for it so you can get ready to drive home and impress the neighbors with your new vehicle. For most people, that decision comes down to either leasing or financing. Thankfully, Cooper Kia makes the process easy. Get ready to start driving your new vehicle all over Syracuse and Amsterdam.

Check Out the Current Finance Specials at Cooper Kia

Financing your new KIA begins with a simple application. This will give us the information that we need to go to the many banks and lenders that we work with to get you the best possible loan terms. You will also want to check with us to see what finance specials we are currently offering. There are times when introductory interest rates are extremely low, making vehicle ownership cheaper than ever before.

Getting a loan to buy the KIA model of your choice is rather easy. You will be offered loan terms based on your credit rating. You will usually be asked to make a down payment towards the purchase price of your new KIA. The more you pay down, the lower your monthly payments will be. Speaking of monthly payments, most of our lenders offer flexible terms for the loan. You can choose anywhere from 24 to 72 months. The longer you carry your note, the lower the monthly payment will be. It just depends on your situation. If you want to pay the vehicle off sooner and pay less interest overall, then you will want to opt for a short term for the loan.

Leasing a New KIA Is a Popular Option

With a lease, you can choose to get a new KIA every three years or so. Therefore, it has become such a popular option. You will just pay a small deposit, plus some taxes and fees. Check with Cooper Kia to learn about the current lease specials that are being offered. You will often find that your monthly payments are lower with a lease than they would be if you financed the vehicle on your own.

Why Should I Get a Lease?

You should consider a lease if you are the type of person that likes to drive a new vehicle. This is because you will be turning your KIA back in at the end of the lease, which is usually about three years. At that time, you can get another new model with the latest features that are available at the time.

How Do I Get a Lease?

The best lease terms are available to customers with a sufficient credit rating. To learn whether you qualify, you will just want to ask Cooper Kia. It all begins with a simple application. At the point, you will go over the details with your sales associate and determine if a lease is in the best interest of you and your family.

Is There a Mileage Limitation?

With a lease, your annual mileage will be capped. If you go over the number of allotted miles before your lease is up, then you will pay a certain fee per mile that you exceed the allowance. You are also welcomed to purchase the vehicle at the end of the lease. There will be a residual payment amount contained in the contract. If you did that, then you will not have to worry about the miles.

Visit Cooper Kia in Yorkville, NY

No matter how you decide to pay for your new KIA, Cooper Kia is here to help you. Contact us if you have any questions at all about the buying process. Allow us to demonstrate to you just how easy it truly is to finance or lease your new Kia in Yorkville, NY. New Hartford customers are encouraged to fill out an online finance application as well.



  • Monday 9:00AM - 6:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 6:00PM
  • Thursday 9:00AM - 6:00PM
  • Friday 9:00AM - 6:00PM
  • Saturday 10:00AM - 4:00PM
  • Sunday Closed